Advanced KYC Bot: A Solution for Profile Verification

The Advanced KYC Bot is a sophisticated decision-making engine designed to automate the review process for your KYC service. The bot operates with a high degree of flexibility, allowing you to choose between pre-set safety levels or build a completely bespoke logic set via a centralized interface. This effectively manages to increase KYC volumes without expanding manual review teams and ensures consistent application of verification criteria across all profiles.

🔎 Key Configuration Parameters

The Advanced KYC Bot operates through a series of configurable "if-then" rules. Clients can choose from four distinct policy levels. Each level is a set of rules which pre-defines how the bot handles specific flags, such as AML matches, document tampering, or face-match discrepancies.

1. Standard Policy

• Best for: Most typical financial services and crypto exchanges.
• Logic: Automatically approves clear profiles, rejects minor document issues for resubmission, and blocks 100% AML matches.
• Max Rejections: 3 attempts.

2. Lenient Policy

• Best for: Low-risk services or early-stage user acquisition where friction must be minimized.
• Logic: More permissive with "fuzzy" data matches. It ignores several minor document extraction errors (like implausible dates) that would normally trigger a rejection, giving the user the benefit of the doubt.
• Max Rejections: 5 attempts.

3. Strict Policy

• Best for: High-risk jurisdictions or strictly regulated institutional services.
• Logic: Zero-tolerance approach. Any mismatch in geolocation (IP vs. Nationality) or failed liveness checks results in an immediate Block. It also reduces the number of allowed retries.
• Max Rejections: 2 attempts.

4. Custom Policy

• Best for: Enterprises with specific internal compliance requirements.
• Logic: Allows you to define the exact action for every individual rule code (see the "Rule Details" section below).

⚙️ Custom Policy Capabilities

When selecting a Custom Policy, your organization can fine-tune every aspect of the automated workflow.

Granular Rule Actions

For every flag raised by our system (e.g., "Document Expired" or "Wallet Risk High"), you can assign one of the following actions:

• Approve: Force an approval despite the flag.
• Reject: Notify the user to fix the specific issue and resubmit.
• Block: Permanently stop the user's onboarding.
• Review: Move the profile to a manual review queue for your compliance team.
• EDD (Enhanced Due Diligence): Automatically trigger a secondary data collection form.
• Ignore: Proceed as if the flag was not raised.

Flexible EDD (Enhanced Due Diligence)

Custom policies allow you to link specific triggers to a Blockpass Form.

• Example: If a user has a "Medium" crypto wallet risk score, the bot can automatically trigger an EDD form asking for a "Source of Wealth" document before they can proceed.

Global & Notification Settings

• Country Blocking: Input specific ISO3 codes (e.g., USA, CHN) to automate exclusions.
• Custom Email Messaging: Tailor the automated emails users receive for Approvals, Rejections, Blocks, and EDD requests to match your brand voice.

📋 Detailed Rule Set

The following table outlines the logic categories available within the Advanced KYC Bot interface. These rules determine how the bot "thinks" when reviewing a profile.

Ready to configure?

To activate the Advanced KYC Bot or transition to a Custom Policy, please contact our team at sales@blockpass.org. We are ready to provide a detailed walkthrough of our policy frameworks and assist you in tailoring the bot's logic to meet your specific compliance requirements.